Products

Personal Accident Policies for individuals or groups of employees for a range of benefits for all losses arising from injuries and sickness. Dependant on the type of loss, our policy will respond by paying a pre-agreed benefit to compensate the injured person. This cover can include any of the following:

* Death
* Temporary Total Disability
* Permanent Total Disablement
* Medical Expenses
* Evacuations and Repartriation

Kidnap and Ransom - One of the most comprehensive policies available in the market place, our policy will provide the ransom amount; including the loss of the ransom in transit and any other incurred expenses. Policies also provide for expert negotiators (at unlimited expense) to be deployed within 24 hours after an incident to handle all aspects concerning the kidnap.

Employer Liability - All employers owe a duty of care to their members of staff when undertaking any tasks under their instruction. Our Employer Liability policy protects companies from litigious actions from employees, or their families following bodily injury claims.

Auto Physical Damage - With our specialist contacts in the Insurance Market, we are now able to offer insurance coverage for physical damage sustained to vehicles which operate in high risk areas. Previously this cover was deemed uninsurable but we have the ability to tailor a specific policy to meet your needs.

Public Liability - Will protect your companies assets against litigious actions from third parties following property damage or bodily injury claims.

Medical Expenses - In the event of either injury or illness, our policy will cover the insured for all resulting emergency medical expenses up to a pre-agreed sum. Evacuation, Repatriation and other costs incurred en route will also be covered by the policy, which can be extended to cover rehabilitation costs back in the insured person's country of domicile.

Other Liabilities- We also cover Products Liability, Professional Indemnity and Directors & Officers liability.

Property - We specialise in constructing tailor made, all risk policies that reflect the specific needs of the client, with focus on businesses involved in Telecommunications, Mines, Power/Utility and Water.

Contractors All Risks - Each construction project is different and requires an experienced broker, like ourselves, to obtain the coverage that reacts to the contractors, principles and finance parties requirements to fully protect the project.

Sabotage and Terrorism - We are able to offer extensive limits for sabotage, terrorism, strikes, riots, civil commotion and malicious damage, through our London market placed facilities which can accept limits of up to US $200,000,000 per event.

Cargo - We can provide all risk transit insurance for cargo being transported from the world into Iraq and additional in-land transits that are co-ordinated by approved security companies.